Gina Concepcion

Branch Manager | NMLS# 1924460

Buying or refinancing a home is one of the biggest financial decisions you’ll ever make and you deserve guidance you can trust.
 
With more than two decades of experience in real estate and mortgage lending, I bring a well-rounded, hands-on approach to every transaction. As Branch Manager at Think Mortgage, I’m committed to educating, advocating for, and supporting my clients every step of the way, from the first conversation to the closing table.
 
My experience as a licensed Real Estate Agent, Mortgage Loan Officer, and Title Closer allows me to see the full picture, anticipate challenges, and keep transactions moving smoothly. Fewer handoffs. Fewer surprises. Better outcomes.
 
Whether you’re purchasing your first home, upgrading, or refinancing, I’m here to help you navigate the process with confidence, clarity, and results.

Better Experiences for My Borrowers

A better borrower experience means clear communication, fewer surprises, and a loan process designed around your needs. From application to closing, we focus on making every step simple, transparent, and stress-free.

Get To Know Angie

At Think Mortgage, we have the ability to shop your loan in-house to obtain the most competitive rates. These services come at no additional cost! When it comes to buying a home, using anyone else would be unthinkable.

What You Can Expect

Our commitment to clear communication, responsive service, and innovative technology ensures you always know where you stand and what comes next. Every loan is handled with precision, care, and the goal of helping you move forward with confidence.

Better Service

You’ll work with real people who listen, communicate clearly, and stay with you every step of the way.

Better Process

Our streamlined approach makes your loan experience faster and more transparent.

Better Technology

Our secure digital tools simplify process and keep you connected in real time.

"I LOOK FORWARD TO SERVING YOU WITH EXCELLENCE."

- Gina Concepcion

Gina Concepcion

Branch Manager

NMLS# 1924460

Get Connected:

822 N A1A Highway, Suite 310

Ponte Vedra Beach, FL 32082

Direct: 954-804-0053

Office: 904-639-6262

Email: gconcepcion@thinkmtg.com


Licensing:

Florida – LO74976

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